Commercial Credit Lending Officer - Charlotte, NC
Company: Disability Solutions
Location: Charlotte
Posted on: September 28, 2024
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Job Description:
Job Description:At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. Responsible Growth is how we run our company and
how we deliver for our clients, teammates, communities and
shareholders every day.One of the keys to driving Responsible
Growth is being a great place to work for our teammates around the
world. We're devoted to being a diverse and inclusive workplace for
everyone. We hire individuals with a broad range of backgrounds and
experiences and invest heavily in our teammates and their families
by offering competitive benefits to support their physical,
emotional, and financial well-being.Bank of America believes both
in the importance of working together and offering flexibility to
our employees. We use a multi-faceted approach for flexibility,
depending on the various roles in our organization.Working at Bank
of America will give you a great career with opportunities to
learn, grow and make an impact, along with the power to make a
difference. Join us!Job Description:This job is responsible for
leading the commercial credit process within the Enterprise Credit
organization for select Business Banking and Middle Market clients
and prospects. Key responsibilities include collaborating directly
with the Client Management teams and internal partners to drive an
efficient credit delivery experience. Job expectations include
obtaining lending authority to utilize through the underwriting and
approval process.The Lending Officer acts as the point of contact
for driving credit solutions for the client. The Lending Officer
maintains relationships with the client management team and works
directly with clients from deal structuring through final credit
approval, legal document negotiations and closing as necessary. The
Lending Officer is responsible for negotiation with the client on
credit terms, performing full underwriting analysis and preparing
deal justification. The Lending Officer will have single signature
approval authority (per the Approval Grid) for credit and
monitoring actions as needed. The Lending Officer ensures data
quality of credit-related client and deal information.Position can
be filled as a Lending Officer I or IIResponsibilities:
Keywords: Disability Solutions, Charlotte , Commercial Credit Lending Officer - Charlotte, NC, Other , Charlotte, North Carolina
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