Solutions Architect for Consumer Lending & Credit Underwriting Technology
Company: Bank of America
Location: Charlotte
Posted on: April 1, 2026
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Job Description:
Job Description: At Bank of America, we are guided by a common
purpose to help make financial lives better through the power of
every connection. We do this by driving Responsible Growth and
delivering for our clients, teammates, communities and shareholders
every day. Being a Great Place to Work is core to how we drive
Responsible Growth. This includes our commitment to being an
inclusive workplace, attracting and developing exceptional talent,
supporting our teammates’ physical, emotional, and financial
wellness, recognizing and rewarding performance, and how we make an
impact in the communities we serve. Bank of America is committed to
an in-office culture with specific requirements for office-based
attendance and which allows for an appropriate level of flexibility
for our teammates and businesses based on role-specific
considerations. At Bank of America, you can build a successful
career with opportunities to learn, grow, and make an impact. Join
us! Job Description: This job is responsible for defining an
architectural vision and solution that supports the strategic
outcomes of the Business' Products and Services. Key
responsibilities include defining the target operating environment,
designing for client resiliency, assisting with solution design,
and defining non-functional requirements. Job expectations include
working with stakeholders and service providers aligned to the
Business' strategic objectives, evaluating the impact of strategic
design decisions, and contributing to the architecture roadmap.
Responsibilities: Works across the business, operations and
technology to create the solution intent and architectural vision
for complex solutions and prioritize functional and non-functional
requirements into a technology backlog to enable the technology
roadmap and functionality to support evolving capabilities and
services Contributes to the creation of the architecture roadmap of
defined domains (Business, Application, Data, and Technology) in
support of the product roadmap and the development of best
practices including standardized templates Clarifies the
architecture, assists with system design to support implementation,
and provides solution options to resolve any architectural
impediments Facilitates solution driven discussions, leads the
design of complex architectures, and finds creative solutions
through knowledge of domain, practical experiments, and proof of
concepts while ensuring architecture is flexible, modular, and
adaptable Educates team members on the technology practices,
standardization strategies, and best practices to create innovative
solutions Supports the team as needed to select the technology
stack required for solutions and helps select preferred technology
products Performs design and code reviews to ensure all
non-functional requirements are sufficiently met (for example,
security, performance, maintainability, scalability, usability, and
reliability) This job is responsible for defining an architectural
vision and solution that supports the strategic outcomes of the
Business' Products and Services. Key responsibilities include
defining the target operating environment, designing for client
resiliency, assisting with solution design, and defining
non-functional requirements. Job expectations include working with
stakeholders and service providers aligned to the Business'
strategic objectives, evaluating the impact of strategic design
decisions, and contributing to the architecture roadmap. The senior
solutions Architect is accountable for architecting and designing
comprehensive solutions that meet business requirements in support
of a given portfolio. The Solution Architect will be accountable
for partnering with key roles (e.g. business users, POs, business
analysts, FLs etc.) to create solutions that are aligned to the
architecture principles, leverage common solutions and services,
and meet the financial targets (cost and benefits). Within the
solution development lifecycle this role will be accountable for
solution evaluation and selection, buy vs. build decisions, and
early-phase project estimates which contribute to the business
case. They will provide consulting during the detailed design,
build, test and deploy phases, and will be reengaged to perform
benefits realization. Required Qualifications: 5 years of
applicable experience Proven experience architecting and designing
solutions for large-scale, complex technology portfolios, ideally
within audit, risk, or compliance domains. Deep expertise in modern
architecture patterns (microservices, event-driven, cloud-native),
AI/ML integration, and risk management. Strong leadership and
mentoring skills, with a track record of influencing
cross-functional teams and driving innovation. Technical leadership
and exposure across a broad scale of tools, technologies, and
architecture models. Experience with Agile delivery, DevOps
practices, and rapid prototyping. Excellent communication and
stakeholder management skills. Commitment to quality, security, and
continuous improvement. Skills: Analytical Thinking Architecture
Result Orientation Solution Design Technical Strategy Development
Application Development Collaboration Data Management DevOps
Practices Risk Management Agile Practices Automation Influence
Solution Delivery Process Test Engineering Shift: 1st shift (United
States of America) Hours Per Week: 40
Keywords: Bank of America, Charlotte , Solutions Architect for Consumer Lending & Credit Underwriting Technology, IT / Software / Systems , Charlotte, North Carolina
