Sr. Product Manager, Credit & Pricing Innovation

Company: OneMain Financial
Location: Charlotte
Posted on: August 7, 2022

Job Description:

In collaboration with your business and engineering partners, you'll be responsible for articulating the product vision and roadmap for technology capabilities supporting OneMain Financial's credit and pricing innovation objectives; namely:

--- Offerings that get smarter as we do about a customer's needs and creditworthiness
--- Journeys that reduce in friction as our confidence in a customer's credit/risk profile increases
--- Pricing capabilities that can flex and scale across products, channels, and customer types

Additionally, your ideas and vision, along with those of the other Product Managers in the Credit & Analytics Lane, will be critical inputs into an ambitious architecture roadmap intended to unlock significant growth potential for the company.

What You'll Do-

--- Vision and strategy: Create a vision and product plan for evolving the execution of credit and pricing strategy across channels and financial services products.
--- Customer focus: represent the customer's viewpoint in the execution of underwriting strategy, and influence how customers interact with offers and other credit/pricing decisions.
--- Cross-team: Partner cross-functionally with other product managers and engineering teams to build and evolve capabilities, manage dependencies, and align prioritization across teams as applicable.
--- Go-to-market planning: Partner closely with your readiness lead and across other functions, such as operations, marketing, security, and legal/compliance, to ensure the organization is prepared for the impact of the new capabilities you and your team introduce.
--- Execution: Partner with your engineering team to bring your product backlog to life in ways that deliver value to market quickly and iteratively.
--- Analyze data & understand user behavior: Inform and drive key decisions with data-informed insights and research.

Who You Are-

--- A product manager with 3-5 years experience. Experience at a financial services or fintech company preferred; underwriting experience is even better.
--- You have experience working with engineering teams responsible for implementing and evolving 3rd party SaaS platforms.
--- You are passionate about decisioning, machine learning and personalization.
--- You are adept at visioning, prioritizing, executing, and reporting success against fundamental business metrics.
--- You have exceptional written and verbal communication skills at all levels of organization and customers, including the ability to distill complex concepts for a non-technical audience.

Note: Employment-based non-immigrant visa sponsorship and/or assistance is not offered for this specific job opportunity.

Benefits:

Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That's why we packed our comprehensive benefits package for full- and some part-timers with:

--- Health and wellbeing options for team members and their dependents
--- Up to 4% matching 401(k)
--- Tuition reimbursement
--- Continuing education
--- Bonus eligible
--- Paid time off
--- Paid volunteer time
--- And more

Our Company:

OneMain Financial is the country's largest lending-exclusive financial company, a trusted name in lending for over 100 years. Since 2005 alone, we have looked beyond customers credit scores to lend more than $152 billion to 16.2 million people looking for simple, affordable loans.

With branches across 44 states, we're proud partners of the families and communities we serve. They turn to us to help meet important financial needs, including debt consolidation, medical expenses, household bills and auto purchases. It's all about doing the right thing - a mission that hasn't changed for more than 100 years.

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Keywords: OneMain Financial, Charlotte , Sr. Product Manager, Credit & Pricing Innovation, Executive , Charlotte, North Carolina