Middle Market Portfolio Manager
Company: First Horizon
Location: Charlotte
Posted on: December 2, 2025
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Job Description:
The Portfolio Manager assists in the assessment of risk and
management of the Bank’s loan portfolio by providing analytical and
credit oversight and is responsible for the annual review, renewal,
loan covenant compliance reviews and financial collection process
within assigned loan portfolio. Partners with Relationship Managers
to grow and develop a high quality and profitable loan portfolio.
Daily responsibilities include: Leading the analysis, underwriting,
origination, and portfolio management of loans in a growing
commercial and corporate portfolio. Utilizing loan structuring,
risk identification, and risk mitigation skills Understanding and
application of the Bank’s risk grading methodology and credit
appetite Managing complex relationships and ability to understand
both C&I and income-producing real estate (CRE) borrowers.
Partnering with Relationship Managers to call on current or
potential clients; understands and identifies needs for commercial
products and services; develops lending proposals; identifies
cross-sell opportunities. Oversight of post-approval due diligence
requirements and commercial loan documentation preparation.
Building and maintaining a portfolio mix of targeted high value and
high potential clients, ensuring credit quality and portfolio
servicing are maintained in an acceptable manner. Partnering with
junior members of the commercial team to delegate tasks related to
the origination and servicing of the loan portfolio. Providing
feedback and guidance in order to develop the skills of these
teammates. Required experience, education and skills: Minimum 3 to
5 years of commercial underwriting and portfolio management
experience Bachelors degree (or equivalent in work experience)
required. Ability to read, analyze and interpret financial reports
and legal documents; performs simple to complex calculations;
effectively researches, analyzes and evaluates information to make
decisions, solve problems and achieve goals Ability to read and
listen, understand and communicate information and ideas in a clear
and understandable manner, both orally and in writing with senior
executives, business unit management and staff, state and federal
regulators and officials and significant business partners Accurate
typing, spelling and grammar skills. Strong computer skills
required with the following programs: Word, Outlook, PowerPoint,
and highly proficient skills with Excel. Strong written and oral
communication skills. Strong organizational and customer service
skills. About Us First Horizon Corporation is a leading regional
financial services company, dedicated to helping our clients,
communities and associates unlock their full potential with capital
and counsel. Headquartered in Memphis, TN, the banking subsidiary
First Horizon Bank operates in 12 states across the southern U.S.
The Company and its subsidiaries offer commercial, private banking,
consumer, small business, wealth and trust management, retail
brokerage, capital markets, fixed income, and mortgage banking
services. First Horizon has been recognized as one of the nations
best employers by Fortune and Forbes magazines and a Top 10 Most
Reputable U.S. Bank. More information is available at
www.FirstHorizon.com. Benefit Highlights • Medical with wellness
incentives, dental, and vision • HSA with company match • Maternity
and parental leave • Tuition reimbursement • Mentor program •
401(k) with 6% match • More
FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Equal Opportunity Employer/Protected Veterans/Individuals with
Disabilities This employer is required to notify all applicants of
their rights pursuant to federal employment laws. For further
information, please review the Know Your Rights notice from the
Department of Labor.
Keywords: First Horizon, Charlotte , Middle Market Portfolio Manager, Accounting, Auditing , Charlotte, North Carolina
