Enterprise Credit Summer Analyst Program 2026 - Global Wealth & Investment Management Credit
Company: Bank of America
Location: Charlotte
Posted on: July 4, 2025
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Job Description:
Enterprise Credit Analyst Program - 2026 Enterprise Credit
Overview The Enterprise Credit organization is an integrated credit
underwriting, monitoring and product management organization
managing credit for clients in the bank’s eight lines of business
including consumers, companies, and institutions . To deliver
seamlessly for our clients, the Enterprise Credit team works with a
large array of partners in Global Risk, Global Operations, Global
Banking and Consumer & Small Business Banking. For additional
information on our eight-lines of business, please refer to the
annual report. Enterprise Credit Analyst Program The Enterprise
Credit Summer Analyst Program is a ten-week program that provides
you broad exposure into our credit underwriting, monitoring,
business controls and data management routines. The program
emphasizes on-the-job training augmented by classroom instruction
focused on technical, analytical, and professional skills. Our goal
is for you to have the opportunity to build upon your academic
foundation - specifically technical skills, industry knowledge and
familiarity with a corporate environment - while pursuing your
career, based on your interests and background. Your training and
development is our top priority, with extensive formal training
offered at the start of the program and on-the-job support, events,
and mentorship throughout. The Enterprise Credit program has six
tracks to support the eight lines of business. The tracks include:
Consumer Credit Global Wealth & Investment Management Credit
(Supporting our Merrill and Private Bank clients) Global Commercial
Banking (GCB), Asset Based Finance and Commercial Real Estate
Credit Global Corporate & Investment Banking and Global Markets
Credit Leveraged Finance Credit - Acquisition Finance Data and
Analytics and Business Controls/Process Optimization This job
requisition is for the Global Wealth & Investment Management (GWIM)
Credit track Global Wealth & Investment Management Credit:
Candidates for this credit portfolio need a strong understanding of
finance and accounting principles to evaluate personal and company
financials. The team supports wealthy and ultra-high net worth
individuals with customized lending solutions. Custom lending
enables clients with complex wealth to meet their liquidity needs
including potentially utilizing assets such as securities, fine
art, yachts/marine vessels, and real estate as collateral. What to
expect day to day Over the ten-week program, you will participate
in a variety of day-to-day activities depending on the credit
portfolio to which you are aligned. You will be paired with a
senior team of credit professionals. Potential activities include:
Analysis of client financial information, identification/mitigation
of potential risks, compliance with regulatory requirements and
evaluation of collateral. Complete covenant tests, including
unencumbered liquid asset and debt service coverage ratio
covenants, and participate in credit conversations with internal
business partners. Review and evaluate collateral to ensure
appropriate requirements are met. Attend meetings to develop a
deeper understanding of GWIM Credit’s business structure: Locations
Charlotte Qualifications Students must be pursuing a Bachelors or
Bachelors direct to Master’s degree from an accredited college or
university with a graduation timeframe between November 2026 and
August 2027 3.2 minimum GPA preferred - A history of high
achievement Common areas of study include but are not limited to:
Personal/Corporate Finance Business Administration Accounting
Information Systems Economics Other related majors Candidates
should possess a high level of intellectual curiosity, a drive for
operational excellence, and a commitment to achieving sustainable
results. Additionally, students should hold strong academic and
technical skills in Microsoft Office as well as show proficiencies
in leadership, teamwork, problem solving & analytical skills,
verbal and written communication, and professionalism. Bank of
America is unable to consider candidates that will require visa
sponsorship now, or in the future, for this specific role. Bank of
America does not complete third party forms from colleges,
universities, or other parties. Full / Part-time: Fulltime Hours
Per Week: 40.00 Shift: 1st Shift
Keywords: Bank of America, Charlotte , Enterprise Credit Summer Analyst Program 2026 - Global Wealth & Investment Management Credit, Accounting, Auditing , Charlotte, North Carolina