Enterprise Credit Summer Analyst Program 2026 - Data and Analytics and Business Controls/Process Optimization
Company: Bank Of America
Location: Charlotte
Posted on: July 4, 2025
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Job Description:
Enterprise Credit Analyst Program - 2026 Enterprise Credit
Overview The Enterprise Credit organization is an integrated credit
underwriting, monitoring and product management organization
managing credit for clients in the bank’s eight lines of business
including consumers, companies, and institutions . To deliver
seamlessly for our clients, the Enterprise Credit team works with a
large array of partners in Global Risk, Global Operations, Global
Banking and Consumer & Small Business Banking. Enterprise Credit
Analyst Program The Enterprise Credit Summer Analyst Program is a
ten-week program that provides you broad exposure into our credit
underwriting, monitoring, business controls and data management
routines. The program emphasizes on-the-job training augmented by
classroom instruction focused on technical, analytical, and
professional skills. Our goal is for you to have the opportunity to
build upon your academic foundation - specifically technical
skills, industry knowledge and familiarity with a corporate
environment - while pursuing your career, based on your interests
and background. Your training and development is our top priority,
with extensive formal training offered at the start of the program
and on-the-job support, events, and mentorship throughout. The
Enterprise Credit program has six tracks to support the eight-lines
of business. The tracks include: Consumer Credit Global Wealth &
Investment Management Credit (Supporting our Merrill and Private
Bank clients) Global Commercial Banking (GCB), Asset Based Finance
and Commercial Real Estate Credit Global Corporate & Investment
Banking and Global Markets Credit Leveraged Finance Credit -
Acquisition Finance Data and Analytics and Business
Controls/Process Optimization This job requisition is for the Data
and Analytics and Business Controls/Process Optimization track:
Candidates for these teams need an understanding of corporate
finance and accounting principles, business management and
process/controls. Our Data and Analytics and Business
Controls/Process Optimization track is comprised of two teams:
Enterprise Credit Analytics & Transformation Strategy - Provide
data management and technology transformation for the credit teams.
Data management includes internal and regulatory reporting while
also partnering with the technology transformation team to ensure
data and appropriate controls are built into credit systems to
drive transparency and support digitization. Enterprise Credit
Chief Operating Office (COO) - Support the credit teams through
business controls, process and quality review testing. Daily
activities can include: Review of credit documents to ensure
regulatory, policy and procedure requirements are met Identify
opportunities to prevent errors and streamline processes Manage
policies, procedures, process documentation and controls to support
our end-to-end credit process What to expect day to day Over the
ten-week program, you will participate in a variety of day-to-day
activities depending on the credit portfolio to which you are
aligned. You will be paired with a senior team of professionals.
Potential activities include: Analysis of client financial
information, identification/mitigation of potential risks,
compliance with regulatory requirements and evaluation of
collateral in determination of credit worthiness Review and
evaluate collateral to ensure appropriate requirements are met
Review completed client requests to ensure compliance with policy
and procedures and assess if business controls are appropriate
Partner with credit underwriting and monitoring teams to document
processes and identify opportunities for simplification or business
control needs Participate in the end-to-end data management process
to understand how credit data is used internally and provided to
regulatory partners Location Charlotte Qualifications Students must
be pursuing a Bachelors or Bachelors direct to Master’s degree from
an accredited college or university with a graduation timeframe
between November 2026 and August 2027 3.2 minimum GPA preferred - A
history of high achievement Common areas of study include but are
not limited to: Corporate Finance Business
Administration/Management Accounting Computer Science/Information
Systems Economics Other related majors Candidates should possess a
high level of intellectual curiosity, a drive for operational
excellence, and a commitment to achieving sustainable results.
Additionally, students should hold strong academic and technical
skills in Microsoft Office as well as show proficiencies in
leadership, teamwork, problem solving & analytical skills, verbal
and written communication, and professionalism. Bank of America is
unable to consider candidates that will require visa sponsorship
now, or in the future, for this specific role. Bank of America does
not complete third party forms from colleges, universities, or
other parties. Full / Part-time: Fulltime Hours Per Week: 40.00
Shift: 1st Shift
Keywords: Bank Of America, Charlotte , Enterprise Credit Summer Analyst Program 2026 - Data and Analytics and Business Controls/Process Optimization, Accounting, Auditing , Charlotte, North Carolina