Credit Quality Assurance Risk and Control Officer III - Commercial Lending

Company: Truist Inc
Location: Charlotte
Posted on: May 27, 2023

Job Description:

The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.
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Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
Provide analysis and testing of Commercial Lending Portfolios, with a high attention to detail on a timely basis and in a manner that is consistent with department procedures. Participate in file reviews or similar activities applying expert judgment to assess decision quality and ensure loans are approved in accordance with the Bank's risk appetite and adhere to credit policy and procedures.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

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  Perform targeted testing of complex credit transactions on a regular basis
  
  
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  Assess levels of adherence to credit policies, procedures and processes, and identify control improvements in areas with high complexity
  
  
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  Perform testing to support resolution of Regulatory/Audit issues
  
  
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  Provide feedback to leadership and teammates on continuous improvement opportunities
  
  
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  Review credit packages of the highest complexity within the assigned lending segment
  
  
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  Lead or participate in department projects or other duties as assigned
  
  
  QUALIFICATIONS
  Required Qualifications:
  The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  
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    College degree or equivalent work experience of 8 years in the financial industry
    
    
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    Specific experience in the areas of risk management and/or credit/underwriting
    
    
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    Professional communication and presentation skills
    
    
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    Strong relationship management skills
    
    
    5.Strong PC skills including standard Microsoft Office Products and database application
    Preferred Qualifications:
    
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      Master's degree with 10 years of work experience in credit, operational or compliance preferably in a centralized lending environment
      
      
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      Project management experience
      
      
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      Knowledge of related banking industry or division
      
      
      General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site (https://benefits.truist.com/)
      Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
      Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.
      EEO is the Law (https://www.eeoc.gov/sites/default/files/2022-10/EEOC_KnowYourRights_screen_reader_10_20.pdf)
      Pay Transparency Nondiscrimination Provision (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp_%20English_formattedESQA508c.pdf)
      E-Verify (https://e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf)

Keywords: Truist Inc, Charlotte , Credit Quality Assurance Risk and Control Officer III - Commercial Lending, Accounting, Auditing , Charlotte, North Carolina