Senior Data Scientist, Trust & Safety

Company: Credit Karma
Location: Charlotte
Posted on: February 24, 2021

Job Description:

Credit Karma is a mission-driven company, focused on championing financial progress for our more than 100 million members in the U.S., Canada and U.K. While we're best known for pioneering free credit scores, our members turn to us for tips as they work on their financial goals, including helping them monitor their credit, identity monitoring, searching for credit cards, shopping for loans (car, home and personal), and growing their savings* -- all for free. Credit Karma has grown significantly through the years: we've added more than 70 million members in the last five years alone and now have more than 1,100 employees across our offices in Oakland, Charlotte, Los Angeles and London.-- *Banking services provided by MVB Bank, Inc., Member FDIC Credit Karma depends upon our users' trust. We earn and maintain that trust by demonstrating our commitment to safeguarding their information. The Trust & Safety team has the critical responsibility of protecting Credit Karma's members by securing our online processes and preventing online fraud and abuse throughout the Credit Karma product suite. What you'll do:

• Build machine learning models to detect various types of fraud and risk
• Collaborate with business partners to create strategies utilizing model results
• Develop effective metrics to measure performance and test fraud prevention rules, models and methodologies
• Investigate potential fraud and respond appropriately --What's great about the role:
  • Hands-on approach. You'll be implementing and running fraud systems and processes
  • Work with engineering teams to deploy models into production environments
  • Represent Credit Karma to various partners and/or government bodies
  • Maintain compliance with various regulatory schemes Minimum Basic Requirement:
    • 3+ years of industry experience developing and deploying models
    • Good understanding of machine learning algorithms and frameworks (e.g., regression, decision tree, clustering, ensembled trees - XgBoost/LightGBM, CNN/RNN - TensorFlow/PyTorch).--
    • Proficient with data query and programming languages Python/R, Java/Scala, and SQL
    • Knowledge of financial fraud and abuse Preferred Qualifications:--
      • Experience in banking or finance preferred
      • Working experience with public cloud platforms (especially GCP) is a plus
      • A fun and positive attitude! Credit Karma is committed to a diverse and inclusive work environment. We believe that such an environment advances long-term professional growth, creates a robust business, and supports our mission of championing financial progress for everyone. We offer generous benefits and perks with a single eye to nourishing an inclusive environment that recognizes the contributions of all and fosters diversity by supporting our internal Employee Resource Groups. We've worked hard to build an intensely collaborative and creative environment, a diverse and inclusive employee culture, and the opportunity for professional growth. As part of the Credit Karma team, your voice will be heard, your contributions will matter, and your unique background and experiences will be celebrated. Credit Karma is also proud to be an Equal Opportunity Employer. We welcome all candidates without regard to race, color, religion, age, marital status, sex (including pregnancy, childbirth, or related medical condition), sexual orientation, gender identity or gender expression, national origin, veteran or military status, disability (physical or mental), genetic information, or any other protected characteristic. We prohibit discrimination of any kind and operate in compliance with the San Francisco Fair Chance Ordinance. COVID -19 update:--Protecting the health of our employees and the candidates interested in a career at Credit Karma is our top priority. We appreciate your understanding and being open and flexible with any changes related to our interviewing process. Credit Karma is strongly committed to protecting personal data. Please take a look below to review our privacy policies: U.S. Equal Opportunity Employment Information (Completion is voluntary) Individuals seeking employment at Credit Karma are considered without regards to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation. You are being given the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file. Gender Please select Are you Hispanic/Latino? 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For more information about this form or the equal employment obligations of federal contractors under Section 503 of the Rehabilitation Act, visit the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp . How do you know if you have a disability? You are considered to have a disability if you have a physical or mental impairment or medical condition that substantially limits a major life activity, or if you have a history or record of such an impairment or medical condition. Disabilities include, but are not limited to:
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Keywords: Credit Karma, Charlotte , Senior Data Scientist, Trust & Safety, Accounting, Auditing , Charlotte, North Carolina